Your vehicle’s factory warranty just expired. Now what?
The car you had yesterday is the same car you have today … with one major difference. You are no longer covered. Now, if something breaks, the manufacturer isn’t paying for it. You are.
What expired coverage actually means
Your factory warranty covered specific repairs for a set number of years or miles, whichever came first. Once that window closes, the manufacturer’s obligation closes with it. Your car doesn’t become more likely to break down the day the warranty ends. But from that point on, any repair bill is yours to cover, in full, whenever it happens.
For major components like a transmission or an electrical system, that bill can run into the thousands of dollars. Not everybody has that kind of savings set aside to cover unexpected car repair. That’s why people start looking into coverage options.
Vehicle service contract is not a warranty
You’ll see the term “extended car warranty” as you search for new coverage options, but it’s not quite accurate. What’s actually being sold is a vehicle service contract: a separate agreement between you and a provider, not a continuation of the manufacturer’s warranty and not backed by the manufacturer at all.
A vehicle service contract is exactly that – a contract. And the terms are what’s written in it, and who is responsible for what. A service contract is a no-brainer if you plan on keeping your car for a while. And some providers include services like 24/7 roadside assistance and rental coverage. When you are ready to buy a service plan, be sure to read and understand the terms, and what is included or not, before you sign anything.
What Pillar’s plans generally cover
A vehicle service contract should bring you peace of mind, not headaches. Pillar Auto Protect gives you flexibility and options.
- Essentials covers core systems: engine, transmission, electrical, AC and heating, cooling, fuel system, and brakes.
- Advantage adds steering, suspension, and comfort features on top of Essentials, and extends coverage to EVs and hybrids.
- Premier is the most complete option, covering parts and labor beyond what normal wear and tear would account for.
Peace of mind comes from:
- No long-term contract. A 30-day money-back guarantee, and you can cancel anytime after that.
- Free lifetime maintenance, for as long as you own the vehicle.
- 24/7 roadside assistance, included, not an add-on.
- Flexible payment plans, so coverage doesn’t isn’t one large upfront cost.
Talking to someone before you decide
What’s actually covered on your vehicle depends on your plan and your car. If you’re not sure whether coverage makes sense for your situation or what amount of coverage you need, a Coverage Specialist can walk through your what applies for your specific vehicle and mileage. That conversation is free.
Frequently Asked Questions:
What will my Pillar vehicle protection cover?
In general, vehicle service contracts with Pillar Auto Protect are designed to cover the most expensive and critical parts of your vehicle, like the engine, transmission and electrical systems. Typically, pre-existing issues, routine maintenance and cosmetic damage are considered “exclusions” and aren’t eligible for coverage.
That’s why you’ll always have a variety of plans to choose from based on your budget and the type of vehicle involved. When you speak with one of our licensed Coverage Specialists, we’ll help you understand exactly what any plan you’re considering covers plus explain any exclusions, so you wind up with the Pillar protection that best fits your situation.
Can I cancel anytime?
Yes. Just contact us, and we’ll guide you through the process quickly and easily. In fact, in many cases you may even get money back should you do decide to cancel. At Pillar, we want you to feel confident and comfortable with your coverage, knowing that flexibility and fairness are built into everything we do.
Is Pillar Auto Protect available in my state?
Availability can vary by state. A Coverage Specialist can confirm what’s available where you are when you request your quote.