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Terms of Use

Effective Date: 3/15/2025


1. Acceptance of Terms

These Terms of Use (“Terms”) constitute a legally binding agreement between you (“you,” “your,” or “user”) and Pillar Auto Protect (“Company,” “we,” “us,” or “our”). By accessing, browsing, or using this website (the “Site”) or any services offered by Pillar Auto Protect (the “Services”), you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Description of Services

Pillar Auto Protect provides information and facilitates access to various auto protection plans and related services. We partner with third-party providers to offer these plans. The specific terms, coverage, limitations, and exclusions of any protection plan will be governed by the agreement between you and the third-party provider. Pillar Auto Protect acts as an intermediary and does not directly provide or underwrite these protection plans.

3. Disclaimer of Warranty

THE INFORMATION, PRODUCTS, AND SERVICES OFFERED THROUGH THIS SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ARISING FROM A COURSE OF DEALING, USAGE, OR TRADE PRACTICE.

Pillar Auto Protect DOES NOT WARRANT THAT THE SITE OR SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY INFORMATION PROVIDED ON THE SITE.

ANY DECISIONS MADE OR ACTIONS TAKEN BY YOU BASED ON INFORMATION PROVIDED ON THIS SITE OR THROUGH OUR SERVICES ARE AT YOUR SOLE DISCRETION AND RISK.

4. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Pillar Auto Protect, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF Pillar Auto Protect HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE OR SERVICES SHALL NOT EXCEED THE AMOUNT, IF ANY, PAID BY YOU TO Pillar Auto Protect FOR ACCESSING OR USING THE SERVICES.

5. Third-Party Links and Services

The Site may contain links to third-party websites or services that are not owned or controlled by Pillar Auto Protect. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Pillar Auto Protect shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Pillar Auto Protect or its licensors and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the content on our Site, except as expressly permitted in these Terms or with the prior written consent of Pillar Auto Protect.

The Pillar Auto Protect name and logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Pillar Auto Protect or its affiliates or licensors. You may not use such marks without the prior written permission of Pillar Auto Protect.

7. User Conduct

You agree to use the Site and Services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Site or Services. Prohibited conduct includes, but is not limited to:

  • Violating any applicable federal, state, local, or international law or regulation.
  • Engaging in any conduct that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site.
  • Attempting to gain unauthorized access to any portion of the Site, other accounts, computer systems, or networks connected to the Site.
  • Transmitting any viruses, worms, or other malicious code.
  • Collecting or harvesting any personally identifiable information from the Site without the consent of the owner.
  • Impersonating or attempting to impersonate Pillar Auto Protect, its employees, another user, or any other person or entity.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy which governs the collection, use, and disclosure of your personal information. Your use of the Site and Services constitutes your agreement to our Privacy Policy.

9. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions.

Any legal suit, action, or proceeding arising out of or relating to these Terms or the Site or Services shall be instituted exclusively in the federal or state courts located in Missouri, and you irrevocably submit to the personal jurisdiction of such courts.

10. Changes to These Terms

Pillar Auto Protect reserves the right to modify or revise these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this Site. Your continued use of the Site or Services following the posting of revised Terms means that you accept and agree to the changes. It is your responsibility to review these Terms periodically for updates.

11. Termination

Pillar Auto Protect may terminate or suspend your access to all or part of the Site or Services, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Indemnification

You agree to defend, indemnify, and hold harmless Pillar Auto Protect, its affiliates, officers, directors, employees, agents, suppliers, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site or Services, including, but not limited to, your User Contributions, any use of the Site’s content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site.

13. Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and Pillar Auto Protect with respect to the Site and Services and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and Pillar Auto Protect.

14. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at:

Pillar Auto Protect
Attn: Customer Service
517 Foxbriar Dr.
St. Peters, MO 63376

You can also email us at contact@pillarautoprotect.com or use the contact form on our site.

Please provide complete information to facilitate your request, as well as your complete contact information.


Last Updated: June 28, 2026